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Trusted Crypto Tax Software — 850+ Integrations

Koinly Pricing 2026 — Which Plan Do You Need?

Koinly charges per tax year (not monthly) starting at $49. All plans include the same features — only transaction limits vary. Here is how to pick the right plan.

Free portfolio tracking · No credit card required · Paid plans from $49/year

Koinly Plans

$49/year
Newbie$49 · 100 txns
Hodler$99 · 1,000 txns
Trader$179 · 3,000 txns
Oracle$279 · 10,000 txns
FreePortfolio tracking only
Priced per tax year · All plans include same features
What is Koinly

Koinly Pricing

Koinly's pricing model is transparent and different from most SaaS tools: you pay per tax year, not per month. If you need reports for the current tax year only, you buy one plan. If you need three prior years plus the current year, you buy four plans. All paid plans include identical features — the only variable is how many transactions the plan covers.

Important: Koinly's transaction count is typically lower than your raw exchange transaction count. Transfers between your own wallets are not counted as taxable events. A single trade on an exchange counts as one transaction regardless of how many records your exchange exports. Most active traders who assume they need the Trader plan end up on Hodler.

Koinly At a Glance
TypeCrypto Tax Software
Integrations850+ exchanges & wallets
Countries100+ (20+ localized)
Tax MethodsFIFO · LIFO · HIFO · ACB
Starting Price$49/tax year
Free TierYes — portfolio tracking
US Tax FormsForm 8949 · Schedule D
DeFi / NFTSupported
Staking / MiningAuto-categorized
CPA AccessRead-only sharing
Features

Everything You Need to File Crypto Taxes

From import to IRS-ready reports — Koinly handles the complexity of crypto tax automatically.

🆓
Free Plan
Unlimited portfolio tracking, transaction import preview, and gains overview — no credit card required.
🌱
Newbie — $49/year
Up to 100 transactions. Good for buy-and-hold investors using 1-2 exchanges.
💎
Hodler — $99/year
Up to 1,000 transactions. Covers most active traders on 2-4 exchanges.
📈
Trader — $179/year
Up to 3,000 transactions. For high-frequency traders and active DeFi users.
🔮
Oracle — $279/year
Up to 10,000 transactions. For professional traders with extensive multi-chain activity.
💡
Check Before Buying
Import everything on the free plan first — Koinly shows your transaction count before you pay.
Pricing

Simple Per-Year Pricing

Koinly charges per tax year, not monthly. All plans include the same features — only transaction limits differ.

Newbie
$49/yr
Up to 100 transactions
All tax reports
All integrations
DeFi & NFT
CPA access
Hodler
$99/yr
Up to 1,000 transactions
All tax reports
All integrations
DeFi & NFT
CPA access
Oracle
$279/yr
Up to 10,000 transactions
All tax reports
All integrations
Priority support
CPA access
How it Works

How to Use Koinly Pricing

Connect your exchanges and wallets, let Koinly calculate everything, then download your tax reports.

1

Import All Transactions First

Use Koinly\'s free tier to import from all your exchanges and wallets. Do not pay yet.

2

Check Your Transaction Count

In Koinly, go to Dashboard and find your transaction count. This is what determines which plan you need — not your raw exchange records.

3

Start with Hodler

Most active traders land on 500-800 Koinly-counted transactions. The $99 Hodler plan covers up to 1,000 and is the most common plan for traders.

4

Purchase Per Tax Year

Click Generate Report, select your tax year, and choose your plan. You are paying for that specific tax year\'s report.

5

For Multiple Years

Each prior tax year needs its own separate plan purchase. If you need 2023 and 2024, buy two plans.

Stop Dreading Crypto Tax Season

Import your transactions, let Koinly calculate your gains and losses, and download your tax reports in minutes.

Try Koinly Free →

Free portfolio tracking · No credit card to start · Plans from $49/tax year

FAQ

Koinly Questions Answered

How much does Koinly cost per month?
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Koinly does not charge monthly — it prices per tax year. Plans start at $49 for the Newbie tier (100 transactions) and go up to $279 for the Oracle tier (10,000 transactions). You pay once per tax year when you need to generate reports.
Why is Koinly priced per tax year?
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Tax reporting is annual. Koinly\'s per-year model aligns with how taxes work — you need reports once per year, so you pay once per year. This is more economical than monthly subscriptions for most users who only need reports during tax season.
Does Koinly have a free plan?
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Yes. Koinly\'s free tier allows unlimited transaction import, portfolio tracking, and a preview of your capital gains and losses. You cannot generate downloadable tax reports on the free plan — that requires a paid tier starting at $49.
What is counted as a "transaction" by Koinly?
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Koinly counts taxable events as transactions: buy/sell trades, swaps, staking rewards claimed, airdrops received, and NFT sales. Transfers between your own wallets that Koinly identifies as self-transfers are NOT counted as transactions, keeping your count lower than raw exchange records.
Do I need to buy a new plan every year?
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Yes — each tax year requires a separate plan. If you need reports for 2024 and 2025, that is two plan purchases. Koinly keeps your imported transaction history, so you only need to import new transactions for each subsequent year.
Reviews

What Users Say About Koinly

Budget-Conscious User
★★★★★

"The per-year model is actually cheaper than monthly alternatives for most people. I use Koinly one month per year during tax season. A monthly subscription would cost 3-4x more for the same usage."

Multi-Year Filer
★★★★☆

"Needed three years of back reports. Three separate plan purchases added up — about $300 total. Painful but the alternative of manual reconciliation would have taken weeks. Still worth it."

Plan Optimizer
★★★★★

"The tip to import everything before buying is gold. Assumed I needed Trader ($179) but my Koinly count was only 680 — comfortably in Hodler ($99). Saved $80 by checking first."

Ready to File Your Crypto Taxes?

850+ integrations, 100+ countries, IRS Form 8949, HMRC reports, DeFi, NFTs, staking — Koinly handles it all.

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No credit card required to start